Housing

MORTGAGE HOLIDAYS

On the 17th of March, the Chancellor announced that for those in financial difficulty due to coronavirus, mortgage lenders will offer a three-month mortgage holiday.

This can help to provide some breathing space, given mortgages are often a households’ biggest expenditure.

You should contact your lender to arrange this. 

More information can be found here.

RENTERS

On the 19th of March, the First Minister said “nobody should face eviction from their home because of rent arrears that are accrued as a result of the coronavirus crisis.” This is absolutely right.

Local authority providers have been told by the Scottish Government that they must be flexible and should not raise eviction proceedings against anybody affected by the Coronavirus crisis.

The Scottish Government have said that they will temporarily change legislation so that people who haven’t paid rent for up to six months (as opposed to the current three) will not be evicted, if their non-payments are because of a delay in receiving benefits. This legislation change will be taken forward as quickly as possible. 

If people do become unemployed then they should proceed to apply for social security assistance as per the advice and instructions above.



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